FAQ: Will My Insurance Cover Physical Therapy?

Typically, most insurance companies offer some level of coverage for outpatient physical therapy services under each of their plans. That level of coverage can vary amongst each policy, however.

Depending on your particular insurance policy, you may have to meet a deductible, be responsible for a copayment each visit, or physical therapy may be covered in full at 100% by your insurance company. Your policy may also put a limitation on the number of outpatient physical therapy visits you’re allowed to use per calendar year, or require preauthorization to be obtained before starting physical therapy.

We are happy to look into your insurance benefits to see exactly what your coverage and limitations may be. We strongly encourage you to contact your insurance company as well, so you are aware of any responsibilities, financial or otherwise, you may have regarding your insurance before you begin receiving physical therapy services.

If you have any questions or concerns regarding your insurance coverage, please call (586) 884-4565 or email [email protected] to speak to our Medical Billing Specialist.

To learn more about health insurance policies, visit www.borjapt.com/health-insurance-101.

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Jaime Curl

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